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Clarkston, Michigan family in front of their new home—NEO Home Loans client-first mortgage philosoph
By Erik Gascho August 21, 2025
Discover NEO Home Loans’ client-first philosophy. Serving Clarkston, Michigan, and beyond, we help families build financial freedom with smarter mortgage strategies, ongoing management, and personalized care.
Charming Michigan lakefront home with inviting front yard—perfect setting for new homebuying dreams.
By Erik Gascho August 20, 2025
Discover today’s Michigan mortgage rates, housing trends, and expert advice for homebuyers and refinancers. Learn if now’s the right time to act, with insights for Clarkston and nearby communities.
By Erik Gascho August 7, 2025
Mortgage interest rates are finally falling in Michigan. Learn what the Fed’s expected rate cut in September means for homebuyers and homeowners in Clarkston and beyond.
Couple meeting with a financial advisor in their Clarkston, Michigan home to align their mortgage wi
By Erik Gascho August 1, 2025
Don’t just chase a low mortgage rate—build a strategy. Learn why Clarkston, Michigan homebuyers and refinancers are integrating their mortgage with long-term financial plans for smarter cash flow, retirement readiness, and wealth protection.
Federal Reserve building with interest rate headlines and mortgage application chart overlay
By Erik Gascho July 31, 2025
The Fed held rates steady at 4.25–4.5% in July 2025. Learn what that means for Michigan mortgage rates, whether it’s time to buy or refinance, and what’s next for homebuyers in Clarkston and surrounding areas.
A family is sitting on the front porch of their house.
By Erik Gascho July 30, 2025
Feeling priced out of the Michigan housing market? Learn how Millennial buyers in Clarkston and Metro Detroit can still afford their first home, even with high interest rates and home prices.
A smiling family in a Clarkston, Michigan home reviews mortgage documents with their advisor, symbol
By Erik Gascho July 29, 2025
Discover how our Mortgage Under Management™ system helps Clarkston homeowners stay ahead of the market, avoid overpaying, and refinance at the right time.
A family is playing in a cardboard box in a new home.
By Erik Gascho July 28, 2025
Mortgage rates are being influenced by tariffs, the Federal Reserve, and global market volatility. Here’s what Clarkston homebuyers and homeowners need to know this week—and what actions to take.
Chart illustrating the correlation between the Federal Funds Rate and 10‑Year Treasury yields—key dr
By Erik Gascho July 25, 2025
Fed Governor Waller hints at interest rate cuts soon—but what does that mean for mortgage rates in Clarkston, Michigan? Learn what it means for homebuyers and homeowners now.
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