Learn how NEO Home Loans guides clients through discovery, strategy, execution, and long-term wealth planning—more than just closing a mortgage, it’s a journey to greater financial security.

Michigan mortgage expert advice: when to lock a rate, first-time homebuyer tips, MSHDA options, and refinance strategies. Clear, local guidance for Detroit, Grand Rapids, Ann Arbor, and beyond.

Michigan homeowners: Learn how a HELOC or Home Equity Loan can help you consolidate debt, lower interest rates, and simplify payments. Discover which option is right for you.

Clarkston, MI mortgage update: 30-year rates are hovering near 11-month lows in the mid-6% range. See Oakland County trends, what it means for first-time buyers, move-up sellers, and refinance opportunities—plus simple next steps from a Michigan mortgage expert.

Discover why NEO Home Loans is the trusted mortgage partner in Clarkston, Michigan. Learn how our transparent process, proactive strategies, and long-term planning help you achieve financial freedom.

Michigan mortgage expert explains whether waiting for rates to drop makes sense in today’s housing market. Learn how buyers in Clarkston and beyond can make smart moves now.

.

Clarkston mortgage and housing update for September 2025: where rates are, how Oakland County prices are trending, and a simple plan for buyers, first-time homebuyers in Michigan, and refinance options. Local, data-driven, and no pressure.